\begin{table}[H]\caption{Sample Characteristics } \centering \footnotesize \begin{threeparttable} \begin{tabular}{rlcccc} \toprule
 && All & Men & Women & p-value \\ \hline
 Observations && 1358 & 622 & 736 & \\
Race & White/Caucasian & 50.9\% & 53.6\% & 48.7\% & 0.075  \\
 & Black/ African American & 4.3\% & 3.2\% & 5.2\% & 0.077  \\
 & American Indian & 0.4\% & 0.6\% & 0.1\% & 0.124  \\
 & Hispanic/ Latino & 11.2\% & 10.6\% & 11.7\% & 0.521  \\
 & Asian/ Pacific Islander & 33.2\% & 32.0\% & 34.3\% & 0.370  \\
Born in U.S. &  & 75.3\% & 76.4\% & 74.3\% & 0.384  \\
Father BA+ &  & 78.0\% & 80.2\% & 76.1\% & 0.278  \\
Mother BA+ &  & 74.4\% & 74.3\% & 74.5\% & 0.959  \\
Concentration & Accounting & 17.1\% & 18.8\% & 15.6\% & 0.120  \\
 & Entrepreneurship & 3.8\% & 4.7\% & 3.0\% & 0.106  \\
 & Finance & 50.4\% & 65.4\% & 37.8\% & 0.000  \\
 & General Management & 2.7\% & 2.7\% & 2.7\% & 0.986  \\
 & International Management & 5.9\% & 2.1\% & 9.1\% & 0.000  \\
 & Law & 9.3\% & 7.2\% & 11.0\% & 0.017  \\
 & Management Info. Systems & 19.0\% & 20.4\% & 17.8\% & 0.221  \\
 & Marketing & 26.2\% & 13.8\% & 36.7\% & 0.000  \\
 & Operations \& Tech. Mgmt. & 10.9\% & 9.8\% & 11.8\% & 0.236  \\
 & Organizational Behavior & 3.9\% & 1.9\% & 5.6\% & 0.001  \\
Ever Accept Job Offer &  & 99.5\% & 99.5\% & 99.6\% & 0.841  \\
Cohort & 2013 & 11.0\% & 11.3\% & 10.7\% & 0.760  \\
 & 2014 & 10.6\% & 11.4\% & 9.9\% & 0.373  \\
 & 2015 & 10.5\% & 10.1\% & 10.7\% & 0.717  \\
 & 2016 & 14.9\% & 17.2\% & 13.0\% & 0.032  \\
 & 2017 & 14.5\% & 14.0\% & 14.9\% & 0.618  \\
 & 2018 & 21.2\% & 21.2\% & 21.2\% & 0.991  \\
 & 2019 & 17.3\% & 14.8\% & 19.4\% & 0.024  \\
Percent High Risk ($\geq 5$) &  & 15.3\% & 22.8\% & 9.0\% & 0.000  \\
Age & & 22.58 & 22.78 & 22.42 & 0.001  \\
  &  & (2.00) & (2.04) & (1.95) & \\
GPA & & 3.32 & 3.31 & 3.33 & 0.204  \\
  &  & (0.34) & (0.35) & (0.33) & \\
Risk Tolerance & & 3.48 & 3.83 & 3.19 & 0.000  \\
  &  & (1.22) & (1.20) & (1.15) & \\
Perceived Relative Ability (1-5) & & 3.90 & 4.01 & 3.79 & 0.000  \\
  &  & (0.81) & (0.84) & (0.76) & \\
\bottomrule
\end{tabular}
\begin{tablenotes} \item[] \footnotesize
$^{\dagger}:$ 2019 cohort only.\\
$^{*}:$ 2018/2019 cohorts only.\\
Sample size debt: 198. Sample size parent income: 237. \\
\emph{Notes:} Percent Overconfidence defined as the residual from the regression of subjective ability on gpa, major, and cohort.
\end{tablenotes} \end{threeparttable} \end{table}
